Definition of Reserve. Meaning of Reserve. Synonyms of Reserve

Here you will find one or more explanations in English for the word Reserve. Also in the bottom left of the page several parts of wikipedia pages related to the word Reserve and, of course, Reserve synonyms and on the right images related to the word Reserve.

Definition of Reserve

Reserve
Reserve Re*serve", n. 1. (Finance) (a) That part of the assets of a bank or other financial institution specially kept in cash in a more or less liquid form as a reasonable provision for meeting all demands which may be made upon it; specif.: (b) (Banking) Usually, the uninvested cash kept on hand for this purpose, called the real reserve. In Great Britain the ultimate real reserve is the gold kept on hand in the Bank of England, largely represented by the notes in hand in its own banking department; and any balance which a bank has with the Bank of England is a part of its reserve. In the United States the reserve of a national bank consists of the amount of lawful money it holds on hand against deposits, which is required by law to be not less than 15 per cent (--U. S. Rev. Stat. secs. 5191, 5192), three fifths of which the banks not in a reserve city (which see) may keep deposited as balances in national banks that are in reserve cities (--U. S. Rev. Stat. sec. 5192). (c) (Life Insurance) The amount of funds or assets necessary for a company to have at any given time to enable it, with interest and premiums paid as they shall accure, to meet all claims on the insurance then in force as they would mature according to the particular mortality table accepted. The reserve is always reckoned as a liability, and is calculated on net premiums. It is theoretically the difference between the present value of the total insurance and the present value of the future premiums on the insurance. The reserve, being an amount for which another company could, theoretically, afford to take over the insurance, is sometimes called the reinsurance fund or the self-insurance fund. For the first year upon any policy the net premium is called the initial reserve, and the balance left at the end of the year including interest is the terminal reserve. For subsequent years the initial reserve is the net premium, if any, plus the terminal reserve of the previous year. The portion of the reserve to be absorbed from the initial reserve in any year in payment of losses is sometimes called the insurance reserve, and the terminal reserve is then called the investment reserve. 2. In exhibitions, a distinction which indicates that the recipient will get a prize if another should be disqualified. 3. (Calico Printing) A resist. 4. A preparation used on an object being electroplated to fix the limits of the deposit. 5. See Army organization, above.

Meaning of Reserve from wikipedia

- Reserve or reserves may refer to: Reserve, Kansas, a US city Reserve, Louisiana, a census-designated place in St. John the Baptist Parish Reserve, Montana...
- The Federal Reserve System (also known as the Federal Reserve or simply the Fed) is the central banking system of the United States of America. It was...
- No Reserve (Chinese: 巾幗梟雄之諜血長天), also known as Rosy Business III, is a 2016 Hong Kong espionage television drama serial created and produced by Lee Tim-sing...
- A nature reserve (also known as a natural reserve, wildlife refuge, wildlife sanctuary, biosphere reserve or bioreserve, natural or nature preserve, or...
- The Reserve Bank of India (RBI) is India's central bank and regulatory body under the jurisdiction of Ministry of Finance, Government of India. It is...
- A gold reserve is the gold held by a national central bank, intended mainly as a guarantee to redeem promises to pay depositors, note holders (e.g. paper...
- The Governor of the Reserve Bank of India is the chief executive officer of India's central bank and the ex-officio chair of its Central Board of Directors...
- The United States Army Reserve (USAR) is a reserve force of the United States Army. Together, the Army Reserve and the Army National Guard constitute...
- A reserve requirement is a central bank regulation that sets the minimum amount that a commercial bank must hold in liquid ****ets. This minimum amount...
- The United States Navy Reserve (USNR), known as the United States Naval Reserve from 1915 to 2005, is the Reserve Component (RC) of the United States Navy...