Definition of reserves. Meaning of reserves. Synonyms of reserves

Here you will find one or more explanations in English for the word reserves. Also in the bottom left of the page several parts of wikipedia pages related to the word reserves and, of course, reserves synonyms and on the right images related to the word reserves.

Definition of reserves

Reserve
Reserve Re*serve", n. 1. (Finance) (a) That part of the assets of a bank or other financial institution specially kept in cash in a more or less liquid form as a reasonable provision for meeting all demands which may be made upon it; specif.: (b) (Banking) Usually, the uninvested cash kept on hand for this purpose, called the real reserve. In Great Britain the ultimate real reserve is the gold kept on hand in the Bank of England, largely represented by the notes in hand in its own banking department; and any balance which a bank has with the Bank of England is a part of its reserve. In the United States the reserve of a national bank consists of the amount of lawful money it holds on hand against deposits, which is required by law to be not less than 15 per cent (--U. S. Rev. Stat. secs. 5191, 5192), three fifths of which the banks not in a reserve city (which see) may keep deposited as balances in national banks that are in reserve cities (--U. S. Rev. Stat. sec. 5192). (c) (Life Insurance) The amount of funds or assets necessary for a company to have at any given time to enable it, with interest and premiums paid as they shall accure, to meet all claims on the insurance then in force as they would mature according to the particular mortality table accepted. The reserve is always reckoned as a liability, and is calculated on net premiums. It is theoretically the difference between the present value of the total insurance and the present value of the future premiums on the insurance. The reserve, being an amount for which another company could, theoretically, afford to take over the insurance, is sometimes called the reinsurance fund or the self-insurance fund. For the first year upon any policy the net premium is called the initial reserve, and the balance left at the end of the year including interest is the terminal reserve. For subsequent years the initial reserve is the net premium, if any, plus the terminal reserve of the previous year. The portion of the reserve to be absorbed from the initial reserve in any year in payment of losses is sometimes called the insurance reserve, and the terminal reserve is then called the investment reserve. 2. In exhibitions, a distinction which indicates that the recipient will get a prize if another should be disqualified. 3. (Calico Printing) A resist. 4. A preparation used on an object being electroplated to fix the limits of the deposit. 5. See Army organization, above.

Meaning of reserves from wikipedia

- Look up reserve or Reserve in Wiktionary, the free dictionary. Reserve or reserves may refer to: Reserve, Kansas, a US city Reserve, Louisiana, a census-designated...
- Foreign exchange reserves, also called Forex reserves, are, in a strict sense, only foreign-currency deposits held by nationals and monetary authorities...
- Foreign exchange reserves (also called forex reserves or FX reserves) are cash and other reserve ****ets such as gold and silver held by a central bank...
- local nature reserve in consultation with the SNH. The biosphere reserves of Iran have a total land area of 1.64 million km2. The "reserves" support more...
- are usually termed required reserves, and any funds above the required amount are called excess reserves. These reserves are prescribed to ensure that...
- Proven reserves (also called measured reserves, 1P, and reserves) is a measure of fossil fuel energy reserves, such as oil and gas reserves and coal reserves...
- are 18 biosphere reserves in India. Twelve of the eighteen biosphere reserves are a part of the World Network of Biosphere Reserves, based on the UNESCO...
- wish to withdraw cash out of their accounts in excess of the bank reserves. The reserves only provide liquidity to cover withdrawals within the normal pattern...
- as tiger reserves. By the late 1980s, the initial nine reserves covering an area of 9,115 km2 (3,519 sq mi) had been increased to 15 reserves covering...
- Excess reserves are bank reserves held by a bank in excess of a reserve requirement for it set by a central bank. In the United States, bank reserves for...